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“Welcome to our world of feasible, teachable and repeatable dentistry”

Founded in 2008 by Prof. Angelo Putignano and Dr. Walter Devoto, Style Italiano quickly developed into what it is today: A rapidly growing community of skilled dental practitioners who contribute their ideas to bring more simplicity and predictability into everyday dental procedures.

We would like to invite you to meet our founders and members, dig into our wealth of articles illustrating feasible, teachable and repeatable techniques and share your own knowledge! Those who would like to improve their practical skills will also be given the opportunity to register for one of our popular seminars.

Read the StyleItaliano Philosophy >>>

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Recent research clearly indicates that electronic commerce, commonly referred to as e-commerce, presently shapes the manner in which people shop for products. The GCC countries have a rapidly growing market and characterized by a population that becomes wealthier (Yuldashev). As such, retailers have launched Arabic-language websites as a means to target this population. Secondly, there are predictions of increased mobile purchases and an expanding internet audience (Yuldashev). The growth and development of the two aspects make the GCC countries to become larger players in the electronic commerce market with time progress. Specifically, research shows that e-commerce market is expected to grow to over $20 billion by the year 2020 among these GCC countries (Yuldashev). The e-commerce market has also gained much popularity among the western countries, and in particular Europe and the U.S. These countries have been highly characterized with consumer-packaged-goods (CPG) (Geisler, 34). However, trends show that there are future signs of a reverse. Similar to the GCC countries, there has been increased purchase of goods and services in online channels rather than offline channels. Activist investors are trying hard to consolidate and slash their overall cost and the governments in western countries continue to impose more regulation on CPG manufacturers (Geisler, 36). In these senses, CPG investors are being forced to adapt e-commerce as it is effective as a well as a means for them to thrive.

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India has an Internet user base of about 460 million as of December 2017. [48] Despite being third largest user base in world, the penetration of Internet is low compared to markets like the United States, United Kingdom or France but is growing at a much faster rate, adding around 6 million new entrants every month. [ citation needed ] In India, cash on delivery is the most preferred payment method, accumulating 75% of the e-retail activities. [49] [ citation needed ] The India retail market is expected to rise from 2.5% in 2016 to 5% in 2020. buckle detail shoes Free Shipping Real In China Cheap Online Clearance In China BhfavCN5l

The future trends in the GCC countries will be similar with that of the western countries. Despite the forces that push business to adapt e-commerce as a means to sell goods and products, the manner in which customers make purchases is similar in countries from these two regions. For instance, there has been an increased usage of smartphones which comes in conjunction with an increase in the overall internet audience from the regions. Yuldashev writes that consumers are scaling up to more modern technology that allows for mobile marketing. However, the percentage of smartphone and internet users who make online purchases is expected to vary in the first few years. It will be independent on the willingness of the people to adopt this new trend (The Statistics Portal). For example, UAE has the greatest smartphone penetration of 73.8 percent and has 91.9 percent of its population has access to the internet. On the other hand, smartphone penetration in Europe has been reported to be at 64.7 percent (The Statistics Portal). Regardless, the disparity in percentage between these regions is expected to level out in future because e-commerce technology is expected to grow allowing for more users. The e-commerce business within these two regions will result in a competition. Government bodies at country level will enhance their measures and strategies to ensure sustainability and consumer protection (Krings, et al.). These increased measures will raise the environmental and social standards in the countries, factors that will determine the success of e-commerce market in these countries. For example, an adoption of tough sanctions will make it difficult for companies to enter the e-commerce market while lenient sanctions will allow ease of companies. As such, the future trends between GCC countries and the Western countries will be independent of these sanctions (Krings, et al.). These countries need to make rational conclusions in coming up with effective sanctions.

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Ask Dave

Brandon has $55,000 in debt, including $15,000 on a car loan. He has a part-time job and is working up to 70 hours some weeks. Brandon wants to know what Dave recommends for staying motivated through this process.

Brandon in South Carolina is starting Baby Step 2, and he makes $30,000 a year. He has $55,000 in debt, including $15,000 on a car loan. He now has a part-time job and is working up to 70 hours some weeks. Brandon wants to know what Dave recommends for staying motivated through this process.

We all can lack motivation because we get tired. There’s an old saying that says fatigue makes cowards of us all. Sometimes when I am traveling a lot, if I’m not careful, I don’t have the same level of boldness, strength or compassion when I get tired. Fatigue is a real thing when you are working those kinds of hours and facing that kind of stuff.

Your car balance is awfully high, and my general rule is that you don’t want to own vehicles that are more than half your annual income—that’s all your vehicles totaled up. The car is half your annual income. That tells me that it’s a big weight as a part of this. My temptation if I’m in your shoes is to sell that and move down in car. Get a beater and that would get rid of $15,000 of the $55,000.

Even if the car was paid off and you had $40,000 in debt and called me up with the same question, I would tell you to get rid of the $15,000 car and get a $5,000 car and throw the rest of it at the debt.

You just need to feel some progress and sometimes you need to throw some dynamite in the middle of your life to feel that progress. That’s something I would consider. Other than that, I think you make the debt snowball list and keep it in visual form up in front of you. I knew one lady who kept hers up on the fridge and she would look at the red lines drawn through the debts she had paid off. That told her she was making progress.

It keeps your goal right in front of you, and sometimes that helps when you are tired. The other thing is that the reality is when you are tired, you are just tired. Sometimes you suck it up and you go on anyway. It’s the fourth quarter of a football game and you’ve had your butt kicked for three quarters and you’re worn out, but you strap on the helmet and go do it again.

It’s intestinal fortitude. It’s this thing inside of you that says you are not going to win if you lay down, so you can’t lay down. The more you do it, the easier it will get. You just started this a month and a half ago. If you call me back in 18 months and you’ve been working these hours and made huge progress; the more progress you have, the more energy you’ll have.

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